In recent years, shows an avalanche of new credit card fraud. At this point, two young men were duped Holders of credit card offers new credit card with higher credit limits in exchange of their old credit cards. Young then used the old card to buy their products, especially electronics.
This is how to put a fence. They would have credit card holders who present themselves as employees of company credit cards. Inform customers ready for a new regime for new credit cards with higher limits in exchange for purchase of old.
He would also inform customers that its representative would soon visit with a new card that will be activated once fill out the form!
The new resume is only important to be vigilant and customers using credit cards with great caution. Here are some things you can do:
If you lose your credit card, you must enter your credit card immediately. This will freeze the card to the card issuer immediately and avoid any purchases on the card. Important for you is that your liability is limited when you say your credit card.
Destroy the old card completely before a new card. It is important, even if the old card has expired or upgrade card.
Keeping the card in a safe place and not allow others to it.
Be reasonable about ordering a new offer. Double-check the authenticity of this plan. A simple way to verify the authenticity of any plan is to call the credit card and ask them.
Change your PIN regularly. Do not use PIN clear that the birth date.
Notify your credit card immediately if you do not receive a monthly credit statement. It could be a case of identity theft, the fraudster has changed your billing address.
Using a credit card chip. These cards offer better security than credit cards, magnetic stripe black. That’s because the smart card based on all information stored in encrypted form small chip and PIN is used. That is changing, or copying the data very difficult. So the chances of misuse of data Medan read the card is very small. This is the highest level of security for credit card companies can offer now. Kotaku Mahindra and Citibank to issue smart cards to select high-end customers. Axis Bank Visa Platinum is also smart. HDFC Bank also began to issue cards.
Be careful when shopping online. This is because it is necessary to provide the CVV number to buy on the Internet. To do this, be sure to buy only from secure sites. Make sure that your website is certified by VeriSign. Look at the yellow padlock in the bottom right corner of the screen.
If you have a large credit limit on the card and use it often for various purchases, including purchases online, and you are good to have your cards insured. You can prevent credit card fraud, but at least minimize their impact on financial stability! You can protect against misuse of your card within 12 hours notice before the issuer’s credit card losses.